The petrol price has been increased by 40%, we as consumers really suffer from the high petrol price and high inflation rate. To fight with the high inflation, we always try to save more petrol when driving and get as much as rebate when pumping petrol.
Recently there are few banks offering credit cards that getting rebate when pump petrol, I found that Direct Access Mastercard is quite good, getting 2% rebate in any petrol station. Maximum rebate per month is RM50. Moreover, we still can use loyalty card to get loyalty points, example BonusLink in Shell, Smiles in Esso and Mobil, Mesra card in Petronas and so forth. I personally use Direct Access Mastercard together with Smiles card in Esso or Mobil, so that I can get 2% rebate from credit card and get 1 point for RM1 from Smiles card. 1000 Smiles points can redeem RM15 petrol, so in total, I can save 3.5%.
Looking at other credit cards, Citibank Shell Card only can get 1.5% rebate if you have no outstanding balance. Maybank and CIMB Petronas Card can get more treats points and 2% rebate respectively, but no loyalty points can be collected using these two cards.
Anyway, DO pump petrol using credit card ONLY if you are discipline enough to pay the bills on time every month to avoid from interest charges. Also, always consider to apply Free For Life credit cards.
Recently there are few banks offering credit cards that getting rebate when pump petrol, I found that Direct Access Mastercard is quite good, getting 2% rebate in any petrol station. Maximum rebate per month is RM50. Moreover, we still can use loyalty card to get loyalty points, example BonusLink in Shell, Smiles in Esso and Mobil, Mesra card in Petronas and so forth. I personally use Direct Access Mastercard together with Smiles card in Esso or Mobil, so that I can get 2% rebate from credit card and get 1 point for RM1 from Smiles card. 1000 Smiles points can redeem RM15 petrol, so in total, I can save 3.5%.
Looking at other credit cards, Citibank Shell Card only can get 1.5% rebate if you have no outstanding balance. Maybank and CIMB Petronas Card can get more treats points and 2% rebate respectively, but no loyalty points can be collected using these two cards.
Anyway, DO pump petrol using credit card ONLY if you are discipline enough to pay the bills on time every month to avoid from interest charges. Also, always consider to apply Free For Life credit cards.
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